Your Sunny Dream

To be the owner of a spanish house in the Mediterranean coast. A place where the sun warms all year long, the sea provides you with a cool breeze and water activities, you find acres of fruit trees everywhere and local people have a friendly and relaxed charm. You will enjoy a new life with an increase of quality wether you come to start over again, to retire or just for holidays.

How can your sunny dream come true?

First of all, it is prooving to be the best investment. Property prices are continously increasing and since financial stocks are loosing value day by day, people are choosing the property market as the best investment. They know that they will get a secure return on their capital whether they use the property to live in, to rent or just to resell it.

In addition, property owners are offered favourable tax incentives and the costs are not as high as one might expect if we take into account all the advantages of weather and quality of life that we get.

Another great incentive is the current downward trend of interes rates which makes people choose the buying option rather than the renting one because monthly settlements can sometimes be lower than the monthly rent. Plus mortgages are freely available. Non residents can obtain up to a 70% mortgage with very little difficulty and residents up to 80%, both of them over periods of 10, 15 and up to 35 years.

In order to be satisfied with this new adventure you need the best available advice in the property market concerning the widest buying offer, the spanish buying procedure, the characteristics of the area in which you are interested and a professional company which will listen to your requierements, answer your questions and tailor the best solution to your personal needs.

In other words…Proyectos Inmobiliarios Casasol S.L. will make your sunny dream come true.

Discover The Area	backmenu

We dedicate our work and effort in the area called Costa del Azahar and Costa Blanca because it is one of the most beautiful counties in terms of its seaside, mountains and panoramic views. In fact, azahar is the name given to the orange tree flower because big orange fields can be found all over the coast.

As the local turist site quotes: "sunshine, blue skies and endless beaches – that’s Valencia".

You will be enchanted finding long beaches and big mountains in the area.

There are incredible beaches all along the coast, some with age-old dunes, some completely flat where you can go for a swim during all year, take relaxing walks along the promenades or savour a splendid paella or any one of many fresh seafood dishes in the typical local restaurants. In summer time, nothing better than a fresh horchata to calm the thirst.

On the other hand, this low region of Valencia has a chain of low mountains with extensive pine woods and aromatic bushes just five minutes from the beach where small villages are placed over their hills taking advantage of incredible panoramic views overlooking the sea, the orange trees and sometimes the snow over the greatest peaks.

This variety of sorroundings is one of the main turist interests when coming here to buy a property. Another good reason is that this region of La Safor is much less turistically exploited than other ones like Alicante which enables buyers to find relatively cheaper houses and good opportunities of old houses inside the villages.

Easy Access	backmenu

There are two airports just a few miles from the Safor region, the one of Valencia’s capital in the north and the one of Alicante in the south. Trains go from Gandia (one of the biggest villages of the region) to the city of Valencia every few minutes taking just an hour to get there.

Being the third biggest city in Spain, Valencia has a big choice in transportation means to either Barcelona or Madrid with planes, normal train or the upcoming high speed train called “the ave”.There are also boats going directly from Valencia and Alicante to Mallorca.

Healthy Lifestyle	backmenu

• A Natural Diet


Valencia's rich gastronomy, based on the vegetables grown in the irrigated farming land surrounding the villages, rice and fresh fish, is another of the pleasant surprises awaiting you. Its huerta is the second largest one in Spain after Murcia’s one.

Valencian cooking is natural, simple traditional and carried out with great care. The outstanding dish is Paella. However we mustn't forget other delicious rice dishes such as "Arroz al Horno" (oven cooked rice), "Arroz a banda" (with fish) or "Arroz negro" (with squid in its ink). There are other traditional dishes such as "Fideua", similar to seafood paella but with the rice being replaced by noodles.


• Sports & Golf


Having the choices of sea and mountains is very good to develop different exercising habits. You find all kind of water sports such as swimming, windsurfing, scuba-diving, snorkling, kite surfing or canooing together with plenty of rutes to go hicking, running or mountainbiking.

For those kin in golf, you have The Olivanova Golf Club or The Saler Golf Course, ranked among the best 50 golf courses in the world and placed in natural parks of the region right next to the sea-shore.


• Culture


Although known for Flamenco music, fantastic beaches and lots of sunshine, Spain has a lot more to offer. It has been for thousands of years one of the cultural centers of Europe. Its various regions are all different from one another geographically, climatically and even in personality. In particular the region of Valencia is known for its natural beauty, agriculture richness and its Fallas. Out of all these qualities, we emphasize the charm of the Valencianos. They are calmed, friendly and relaxed.

A basic working day usually starts between 8:00 a.m. and 9:00 am. Many businesses close at 2:00 p.m. and are open again between 5:00 p.m. and 9:00 p.m. The timetable for shops is from 10 am to 2pm and from 5pm to 9pm. Still, the big stores are open all day from 10am to 9pm.

Eating hours are later than in other European countries: breakfast (7:30 and 10:00 a.m.) is similar to the continental style. Restaurants serve lunch between 1:00 p.m. and 3:00 p.m., and supper from 8:30 p.m. until 10:30 p.m.

It is very important to know that two official languages are used in Valencia: "Valenciano", used in the Valencian Community, and Spanish, Spain's official language.

An important cultural factor is the warm temperature along the year in which Valencia ranks as one of the warmest provinces.

City	Jan.	Feb.	Mar.	Apr.	May	Jun.	Jul..	Aug..	Sep.	Oct.	Nov.	Dec.	Humidity	Sun hours
Barcelona	13	14	16	18	21	25	28	28	25	21	17	13	68%	2.480 h.
Madrid	9	11	15	19	22	27	31	32	25	18	13	9	65%	2.824 h.
Palma de Mallorca	14	15	17	19	22	26	29	29	27	23	18	15	74%	2.795 h.
Gran Canaria	22	22	22	23	27	25	24	25	26	25	23	21	74%	2.998 h.
Sevilla	15	18	21	24	27	32	36	38	32	26	20	16	70%	2.878 h.
Valencia	15	16	18	20	23	26	28	29	27	23	19	16	68%	2.538 h.

Residency	backmenu

What is the legal framework of the buying process and your rights in a foreign country ?

The first matter to solve is residency because your rights and obligations depend whether you become a Spanish resident or not. Some of the advantages to become resident are: better mortgage conditions, some taxes are lower, free medical assistance, you can buy a car or be able to vote.

All European Community Citizens can stay in Spain for 6 months without Residence Card but if you reside more than 6 months during one year in Spain, either continuously or sporadically, you must obtain a Residence Card. The Residence Card is applied for at the local Police Station and take from 2 to 6 months to obtain and meanwhile you will have your copy of the application form on which a provisional foreigner's identification number, N.I.F., will be shown.

The second matter to solve, whether you become resident or not is your obligation to become part of the municipality registering in the Census of that municipality (empadronamiento).

Financing	backmenu

How will you finance your purchase? Cash or a mixture of cash and mortgage?

In order to facilitate this decision we can provide personal information on what will be the taylored mortgage according with your situation in the main Spanish banks. Nowadays, financing a Spanish property is easier than ever. You have several choices depending on your legal situation (if you are a resident or not) and the property conditions in each case.

These are the most common choices you can get:

1. Getting a Spanish Bank Mortgage. You must consider that being a foreign “resident” wil give you access to a wider range of financial options and more flexible conditions. Spanish banks normally offer mortgages over periods of 10, 15 up to 20 years and finance up to 80% of the officially assesed value of your new house. If you are a non-resident, you can also get a mortgage in a Spanish bank but at a higher interest rate.



2. You can also get financed from an International Bank at your home country. These banks are offering better and better facilities on mortgages to purchase Spanish properties and residency doesn’t count for them.



3. If you buy from a developer or a building society, you are normally offered different financial schemes by the developer or builder. You must study them with care and compare it with the alternatives of getting a mortgage in the two previous cases.


We also recommend you to open a Spanish bank account as soon as possible.

For your transactions in Euros you can open an Euro Account which will only work with this currency but will be very practical for local revenues or expenses. For transactions in foreing currency you can either open a Current Foreing Account or a Deposit Foreign Account if you are planning to place money to save.

Location	backmenu

What is the best place to buy a house: the seaside, countryside or in a town ?

We invite you to imagine what it would be like to have a property in each case so that you can have a mental approach to what your experience could be.

• Having a property in the seaside, near the beach. You can enjoy full time bathing and sun-tunning as well as relaxing evening walks along the promenades. All this with the subtle whisper of the waves melting in your ears and the famous breeze of Levante which is warm during the winter and refreshing in the summer time.
  
• Now come to a mountain house on top of the hills where you can enjoy superb views to the seasideand being able to follow the sun from rising to spectacular sun-sets over the mountains. If it is very warm you go down to the swimmingpool, go for walks around the mountains or villages getting close to the most rural shores enchanted by farms, orchards and old arabian castles or if you prefer the beach, you can be at the seafront in five minutes.
  
• Getting a village house is definitely an exiting adventure. Walking through stone streets sorrounded by the delicious smell of the village forns or listening the bells ringing from the church. These houses also have an old but very special feeling in its typical structure of big wooden doors, long windows and inner terraces where you have acces to a peaceful sunny corner for your own. Living inside a town will give you very close access to shops, schools and other facilities while you can always escape to either the sea or the mountains.